Closing the Digital Divide Guide for Financial Institutions

Our friends at the National Housing Conference have informed us that the Federal Reserve Bank of Dallas has published a guide titled “Closing the Digital Divide A Framework for Meeting CRA Obligation.” The guide explains how financial institutions can meet Community Reinvestment Act (CRA) obligations by helping to close a community’s digital divide.

The full guide can be read here.

HUD Updates Notice on Prioritizing the Chronically Homeless in Permanent Supportive Housing

On July 25, 2016, HUD published Notice CPD-16-11 entitled, “Notice Prioritizing Persons Experiencing Chronic Homelessness and Other Vulnerable Homeless Persons in Permanent Supportive Housing.” This notice supersedes the previous Notice CPD-14-012, and provides guidance to Continuums of Care (CoC) and recipients of CoC Program funding for permanent supportive housing (PSH) regarding the order in which eligible households should be served in all CoC Program-funded PSH. This Notice reflects the new definition of chronically homeless as amended by the HUD Final Rule on Defining “Chronically Homeless” and updates the orders of priority that were established under the prior Notice.

CoCs that previously adopted the orders of priority established in Notice CPD-14-012 and who received points for having done so in the FY 2015 CoC Program Competition are encouraged to update their written standards to reflect the updates to the orders of priority as established in this updated Notice. CoCs that have not previously adopted the orders of priority established in Notice CPD- 14-012 are also encouraged to incorporate the orders of priority included in this Notice into their written standards.

Access Notice CPD-16-11 here.

Learn more about HUD’s Final Rule on Defining “Chronically Homeless” here (NAHRO login required).

Better Know a HUD Official

HUD’s Office of Policy Development and Research (PD&R) has published a message from Richard Green, Senior Advisor on Housing Finance in Edge, their online magazine. He makes five points, but there are two that are particularly interesting (and are related to the Federal Government) and are reproduced below:

The federal government relies too much on obsolete technology.

. . . Within HUD, for example, the FHA program relies on systems that are driven by coding in COBOL, a mainframe (!) language developed in 1959 (!!). Because almost no one uses COBOL anymore, our university computer science departments don’t train students in its use. As COBOL programmers retire, it will become impossible to find people to maintain the system.

On a more personal level, I was stunned to learn that my HUD PC had a 32-bit operating system in a world where 64-bit system have been around for PCs for 13 years. As a practical matter, 32 bit systems are limited in the amount of data they can analyze, whereas 64 bit systems are nearly unlimited. Many doing HUD work rely on large data sets (for example the Public Use Microsamples of the Census and the American Community Survey). The current standard for operating systems makes it relatively easy to use these datasets; the old standard requires compromises.

Few people know who the third most powerful person is in the Federal Government.

My guess is that the name Shaun Donovan is not well known outside the Beltway. But pretty much nothing gets done without the approval of the director of the Office of Management and Budget.

Assuming the most powerful person in the Federal Government  is the President, and third most powerful person is OMB Director, then who’s the second most powerful person? The Speaker of the House? The Senate Majority Leader? The Vice-President?

Read the full message here.

 

HUD Seeks Comments on CoC Formula, Proposes Formula Alternatives

On July 25, the “Continuum of Care Program: Solicitation of Comment on Continuum of Care Formula” notice will be published by HUD in the Federal Register. The purpose of the notice to solicit comments on the current Continuum of Care (CoC) formula and a number of updated CoC Preliminary Pro Rata Need (PPRN formula) options. Comments will be due 60 days after the notice is issued – September 23, 2106, based on the anticipated Federal Register date of July 25.

The current PPRN formula was published by HUD as the interim rule on July 31, 2012, and is a combination of Emergency Solutions Grants (ESG) program grant funds and Community Development Block Grant (CBDG) funds awarding formulas. This notice proposes four alternative formulas that use various factors and factor weights.

HUD has made available two tools to explore potential updates to the PPRN formula. The first tool is the CoC PPRN Proposed Formula Impacts by CoC resource where users can learn more about the CoC-level PPRN funding impact of implementing each of the four proposed formulas in the Notice, as compared to the FY 15 PPRN amounts by CoC. The second tool, CoC PPRN Alternate Formula Testing Tool, tests the impact of potential factors for an alternate CoC PPRN formula.

Additional information will be available on NAHRO’s Community Development Resource Center and on HUD’s notice website.

Housing as a Basic Patient Need

The importance of housing is starting to permeate other professions, including medicine, as this post in the The New York Times Health and Wellness blog illustrates. Here’s a great quote:

Research also shows that providing housing for low-income and homeless people can substantially reduce medical costs. A housing initiative in Oregon, for example, decreased Medicaid spending by 55 percent for the newly housed; a study of a similar program in Los Angeles found that every $1 spent on housing led to $6 saved on medical costs.

Read the entire post here.

HUD Partners with Comcast to Expand Internet Essentials Program

On July 15, HUD announced that it was teaming up with Comcast to expand Comcast’s Internet Essentials program. After this expansion, all public housing and HUD-assisted residents that are within Comcast’s service area are eligible to apply for Internet Essentials. Internet Essentials is Comcast’s high-speed internet adoption program for low-income families. An estimated 2 million HUD-assisted homes will now be eligible for low-cost internet service.

HUD’s full press release can be read here.

HUD Awards 10 Choice Neighborhoods Planning Grants

On June 28, HUD awarded $8 million in Choice Neighborhoods Planning grants to 10 communities across the nation. The Choice Neighborhoods Initiative (CNI) helps struggling neighborhoods with severely distressed public housing or HUD-assisted housing by comprehensively investing in the community’s housing, residents and neighbors. Planning Grants, which assist communities in developing their comprehensive neighborhood revitalization plan or “Transformation Plan,” is one of two types of grants offered through the Initiative. Implementation Grants, which support communities that are ready to implement their Transformation Plan, are also funded through this program.

HUD is awarding Choice Neighborhood Planning funds to the following grantees:

  • Asbury Park Housing Authority, New Jersey
  • Housing Authority of the City of Brownsville, Texas
  • Greater Dayton Premier Management, Ohio
  • Louisville Metro Housing Authority, Kentucky
  • Metropolitan Development and Housing Authority (Nashville, Tennessee)
  • City of Newport News, Virginia
  • City of Phoenix, Arizona
  • Housing Authority of the City of Pittsburgh, Pennsylvania
  • Sanford Housing Authority, Florida
  • City of Shreveport, Louisiana

Prior to the funding announcement for the FY 2015/FY 2016 Choice Neighborhoods Planning Grant last November, Planning Grant funds could only be used for the creation of a Transformation Plan. HUD has now introduced a new component called Planning and Action Grants that will allow communities to use grants of up to $2 million over three years to demonstrate a commitment to “doing while planning.”

During the planning process, communities will identify Action Activities to be carried out during the latter portion of the grant period that must build upon the planning for the target housing and neighborhood. Eligible Action Activities may include reclaiming and recycling vacant property into community gardens, pocket parks, farmers’ markets, or land banking; beautification, placemaking, and community arts projects; homeowner and business façade improvement programs; neighborhood broadband/Wi-Fi; fresh food initiatives; and gap financing for economic development projects. The inspiration for this new component comes from the 63 previously awarded Planning Grantees that showed “tangible, early actions help sustain community energy, attract new resources, and build momentum to turn that plan into reality.”

Read comprehensive summaries of the 10 Choice Neighborhoods Planning grants here.

HUD Opens FY 2016 Continuum of Care Competition

Yesterday, HUD published the FY 2016 Continuum of Care (CoC) Program Competition Notice of Funding Availability (NOFA), making $1.9 billion available in funds available for continuums across the nation. For this competition, the total amount of funding available may not cover all anticipated eligible renewal projects and HUD continues to require CoCs to rank their projects into two tiers (Tier 1 and Tier 2). The submission deadline for this competition is Wednesday, September 14, 2016.

A few notable changes to this year’s NOFA include:

  • Changes to Tiers: Funding for Tier 1 this year is equal to 93 percent of the CoC’s Annual Renewal Demand (ARD). This is an increase from 85 percent last year, which means CoCs will have a the better opportunity to protect those higher priority projects and fewer projects will be in jeopardy of cut funds.
  • New Policy Priority: Creating a systematic response to homelessness is a new policy priority this year. According to a recent CoC Competition Focus message from HUD, having a systemic response to homelessness requires establishing a coordinated entry system, cohesive planning by the entire community, making assistance appealing and accessible, and using system performance measures.
  • Additional Points: System performance and reallocation will be worth more points in this NOFA. Beginning this year, CoCs are now required to report their system performance measures into HUD’s Homeless Data Exchange (HDX) by August 1, 2016. For this competition, a CoC could receive up to 10 points for attaching their system performance measures report to it’s application.

HUD’s announcement for the competition also included a message encouraging CoCs to reallocate funds from lower performing transitional housing projects serving households fleeing domestic violence to other types of projects serving people fleeing domestic violence. This would “ensure that CoC-funded projects serving people fleeing domestic violence are as effective as possible.” HUD will soon release further guidance on this issue.

AFH Submission Timeline Decision Tree Chart

Several members have requested a chart showing the timelines for Assessment of Fair Housing (AFH) submissions under the Affirmatively Furthering Fair Housing (AFFH) rule. Here is a decision tree chart that we came up with that we hope will simplify the process of figuring out the appropriate date an AFH is due. Please let us know if you have suggestions for how this chart can be improved or if you feel it is unclear.